Cost Professional heads to Money20/20 Europe this June, bringing readers reside protection, trade interviews, and editorial evaluation from one of many largest levels throughout the worldwide funds calendar
In 1971, Liza Minnelli appeared in Cabaret and sang the well-known line: “Cash makes the world go spherical.”
1 / 4 of a century later, and the funds trade may argue that information, algorithms and regulation deserve a verse of their very own.
Cash nonetheless sits on the centre of the worldwide financial system, however the infrastructure which strikes it’s present process one among its most vital durations of change in many years. AI is starting to make buying choices, tokenised property are edging nearer to mainstream monetary markets, and regulators throughout Europe are rewriting the principles that govern funds.
Any a type of developments could be sufficient to dominate a convention agenda. This yr, they’re arriving concurrently at Money20/20 Europe in Amsterdam.
Cost Professional is proud to announce that it has been confirmed as a media accomplice of Money20/20 Europe.
Happening on the RAI Amsterdam Conference Centre, the 2026 iteration of the convention arrives alongside a interval of fast regulatory change, spanning the Cost Providers Regulation (PSD3), the Prompt Funds Regulation, FiDA, DORA, the AML Package deal, the EU AI Act, MiCA, and nationwide e-invoicing mandates.
In your probability to attend Money20/20 Europe 2026, register by way of the hyperlink right here and use the low cost code PAYEXPERT200 for €200 off your ticket buy.
The Cost Professional group will likely be on the bottom all through. Listed below are 4 themes we count on to outline the dialog.
1. AI and the agentic age
In March 2026, Mastercard, Santander, and PayOS accomplished Europe’s first reside end-to-end cost executed by an AI agent utilizing reside cost infrastructure, and an achievement which highlights how briskly the know-how has developed, and in addition the size of the cross-collaboration within the trade to make it work.
Agentic AI will doubtless have a major influence on cost stacks, with software program brokers which interpret goals, coordinate transactions, and work together autonomously throughout digital companies in a position to decrease transaction and operational prices, enhance liquidity, and improve compliance processes.
A thorny governance query looms over the longer-term adoption of agentic AI, nonetheless, with the EU AI Act enforcement starting in August and regulators throughout the US, EU, and UK taking divergent approaches. Whereas most corporations are constructing agentic AI capabilities shortly, they’re doing so with no settled rulebook.
“Constructing Clever Banks on Fashionable Platforms” on Money20/20’s Horizon Stage will study how establishments are restructuring their core cost structure to assist their agentic AI ambitions, and the way far the underlying infrastructure has truly caught up.
2. “The Nice Rebundling“
Merger and acquisition exercise in 2025 marked an period of consolidation within the funds trade: International Funds’ $24.25bn acquisition of Worldpay, Mollie‘s €1.05bn acquisition of GoCardless, and a broader sample of incumbents buying infrastructure suppliers have all occurred as funds corporations search to resolve collected know-how debt.
Money20/20 calls this “The Nice Rebundling”, and will probably be one of many core pillars at this yr’s present.
However exercise on the high of the market, SMEs proceed to be disproportionately affected by cost friction resulting from fewer banking relationships and tighter money move, and for all of the consolidation occurring within the M&An area, the expertise on the SMB stage has been sluggish to enhance.
“From Friction to Circulation: Fixing the SMB Banking Buyer Expertise” will check how a lot of the promise to assist SMEs has translated into apply.
3. Can the ‘cash stack’ be rewired?
The Eurosystem printed its complete funds technique in March 2026, outlining its place on tokenised settlement property, together with tokenised deposits; 2026 additionally marks when either side of a cost transaction can function on-chain, enabling true delivery-versus-payment and 24/7 settlement throughout jurisdictions as tokenised deposits mature alongside tokenised securities.
This strikes the institutional debate firmly into questions of implementation, interoperability, and danger relatively than viability.
“Tokenised Financial institution: Disruption or Distraction?” will study whether or not the know-how is genuinely restructuring how funds settle between establishments, or whether or not the hype is working forward of the present actuality.
4. Regulation within the quick lane
Elsewhere, Europe’s funds rulebook is being rewritten at velocity. PSD3 and the Cost Providers Regulation, which repeal and substitute PSD2 and the Digital Cash Directive, had been put earlier than nationwide representatives for approval in late April 2026, with formal adoption anticipated within the coming months.
This can carry expanded fraud legal responsibility, necessary IBAN and title checks, and a single licensing framework that collapses separate EMI and PI regimes within the European market.
Alongside this, by November 2026, all EU governments should make a minimum of one licensed digital id pockets obtainable to residents and companies underneath eIDAS 2.0, with banks and cost establishments required to just accept these wallets as a way of sturdy buyer authentication from 2027, restructuring how authentication and onboarding are constructed throughout the bloc.
Throughout this yr’s Money20/20, “Rewiring the Id Stack within the eIDAS 2.0 Period” will handle what this implies for cost suppliers whose KYC infrastructure was constructed for a unique regulatory atmosphere.
Cost Professional will likely be delivering protection from the ground throughout all three days. You possibly can preserve updated with our protection by way of our social channels and by subscribing to our publication.
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