Fee Knowledgeable has been on the bottom at Mone 20/20 Asia. Anticipate real-time insights from main business leaders participating in conversations about fintech, funds, banking, digital currencies, and way more.
To learn what occurred on Day 1, click on HERE
16:45 – That’s a wrap
So many extra distinctive and completely different views have been mentioned immediately, revolving round monetary belief, market growth by localising funds, agentic commerce and way more.
Day 3 tomorrow could also be shorter in size, however count on extra participating conversations and opinions to be shared on the ultimate day of Cash 20/20 Asia 2026.
16:15 – Behind the scenes with Nium
15:35 – ‘AI goes to be the subsequent massive factor,’ says Huawei
Roger Wang, Vice President of Huawei’s Digital Finance BU, opened the panel by declaring that AI would be the subsequent massive factor in finance. Ning Zhang, CTO at Yusys Technol, agreed, warning that those that let worry maintain them again threat lacking out.
Statements like these could push financial institution and fintech executives to dive in shortly, although the panel famous many are nonetheless asking about ROI. Wang countered that this might not be the proper query: “You will need to attempt. Generally it’s going to be a failure and you need to tolerate that.”
15:15 – ClearBank opens European remittance hall to Tazapay
ClearBank introduced a brand new partnership with fast-growing Singaporean funds infrastructure supplier, Tazapay, offering it entry to UK and European cost rails for larger cross-border flows from Asia.
By way of the collaboration, ClearBank UK allow real-time settlement and fiat interoperability for Tazapay’s shoppers, helping in Tazapay’s world growth by connecting its funds platform to European remittance corridors.
The combination connects ClearBank’s cloud-native clearing infrastructure into Tazapay’s single-API world funds platform, enabling cross-border cash motion to extend cost flows.
Mark Fairless, CEO of ClearBank, mentioned: “Supporting Tazapay creates new alternatives for ClearBank to help a enterprise with a quickly increasing worldwide presence. It is usually one other main deal for ClearBank with a number one Asian enterprise, and our first with a Singapore consumer, as we proceed to construct our world status.
“With our shared need to mix innovation and regulation, I’m certain that that is simply the beginning of what’s going to be a profitable long-term partnership.”
14:30 – Behind the scenes with Thunes

13:40 – Constructing belief within the new monetary order
Money20/20 Asia has put the newest improvements in funds proper within the store window; stablecoins and tokenised belongings, AI and digital ID being on the prime of everybody’s wishlist. Nevertheless, within the shadow of the thrill is a problem of belief. Establishments and people are being requested to embrace applied sciences which might be unfamiliar, and scepticism is inevitable.
Fangfang Jiang, Regional Lead for Digital Monetary Companies on the Worldwide Finance Company (IFC), stresses the necessity for accountability, consumer safety and technological maturity earlier than these options could be adopted.
The panel additionally warned dangerous actors should grow to be as scarce within the digital world as they’re in actual life. Navin Gupta of Crystal Intelligence notes that new applied sciences inevitably appeal to scammers.
13:10 – APAC a world chief for agentic commerce adoption
Lucy Anderson, Head of SMB Product in Asia for World Funds, revealed throughout a keynote presentation that Asia-Pacific nations prepared the ground in agentic commerce adoption… and it’s not even shut.
Three out of the highest 5 nations adopting agentic commerce are from APAC, as China leads in first with 64% of respondents stating they belief and have trusted AI brokers to carry out commerce searches on behalf of them.
Following China in second is Singapore (45%), the US in third (44%), Brazil in fourth (37%), Australia in fifth (34%), the UK in sixth (31%), and France in seventh (25%), in keeping with World Funds analysis.
“Extremely subtle AI methods have raised new questions on counting on biometric information as a supply of reality,” mentioned Anderson.
“We’re firstly of a significant shift. AI brokers don’t simply store, they store on our behalf, it’s not a cost pattern, it’s a behavioural pattern.”
Nevertheless, Anderson additionally said that belief stays the elemental barrier between additional adoption, for each shoppers and retailers.
12:30 – India is on the rise
Dipesh Sphah, Govt Director on the Worldwide Monetary Companies Centres Authority (IFSCA), highlights India’s development within the monetary business, noting the nation now has greater than 200,000 begin‑ups.
India is turning into a key competitor in world monetary providers, with prompt funds having grow to be successful, and up to date partnerships with gamers like PayPal displaying simply how engaging the market has grow to be.
Sphah describes GIFT Metropolis, India’s Worldwide Monetary Companies Centre, as a gateway for firms getting into each the Indian market and the broader South Asian area. He says that with a centralised regulator, GIFT affords corporations a easy path to licences and energetic channels, giving India a major benefit in attracting world establishments.
12:00 – Navigating Asia’s fragmented panorama for SME development
A few of the key speaking factors at Cash 20/20 this yr have been round cross-border funds and fragmentation that exists in Asia, Southeast Asia and Asia-Pacific.
This fragmentation could be significantly difficult for small and medium-sized enterprises (SMEs) aiming to scale in both one or all three of the aforementioned areas having to navigate these hurdles.
Fragmentation not solely exists in funds in Asia, however in regulatory tips in several nations, including to the complexity of SMEs establishing their native branches.
Sean Abbott, Director of APAC Banking for Payoneer, reveals Payoneer has been aiming to deal with and remedy these challenges. He shared how the corporate has helped their SME shoppers with tax recommendation and the power to supply multi-currency banking accounts with Citi to be paid within the native forex and to pay others.
However whereas fragmentation throughout Asia’s cost ecosystem exists, this isn’t with out efforts to cut back this.
Pei Ling Tin, Co-President at MetaComp, highlighted that Undertaking Nexus has enabled a number of QR code cost strategies to be adoptable by companies in Thailand, Singapore, Malaysia and extra to assist help interoperable transactions.
This has grow to be important for SMEs aiming to ascertain a presence in Southeast Asia. Ling Tin revealed if settlements are delayed, that’s 2.1% of transaction worth destroyed and the chance price can far outstrip the valuation price.
For this reason MetaComp, in keeping with Ling Tin, has been aggregating all of the cost service suppliers in a specific market, to grow to be an middleman layer, between the SME and the bigger monetary establishments.

11:40 – A peek backstage

The Fee Knowledgeable staff are establishing a voxpop with Anne Willem de Vries, Co‑founder and CEO of Silverflow, who might be answering the query: What’s holding cross‑border funds again from being actually frictionless?
de Vries is one in every of 4 leaders sharing their perspective, with the complete video set to go stay on Fee Knowledgeable’s LinkedIn subsequent week.
This isn’t the one voxpop from the occasion, as 5 completely different voices have additionally weighed in on What’s the subsequent breakthrough AI will unlock in funds over the subsequent 12 months?
Comply with Fee Knowledgeable on LinkedIn to catch all of the put up‑occasion insights.
11:20 – How banks ought to leverage and scale AI responsibly
When you blink, it seems like you’ll miss the subsequent AI innovation and development section.
Banks have leveraged AI for almost twenty years, however the know-how’s sophistication has grown exponentially over the previous six months.
In these six months, Pedro Uria-Recio, Chief Knowledge & AI Officer at CIMB, revealed the arrival of normal objective AI instruments, reminiscent of Openclaw, has enabled the final shopper to expertise the advantages of automation the place it used to operate as a backend processor for banks.
Monetary establishments now have a shopper scalability problem as a way to leverage their AI information to lots of of 1000’s, and in Commonplace Chartered’s case hundred of hundreds of thousands of shoppers.
Craig Corte, World Head, Digital, Knowledge & Protection Platforms at Commonplace Chartered, mentioned the important thing problem derives from a price state of affairs however shouldn’t be involved round a “information graveyard problem” the place buyer information sits idly, however he focuses extra on how shortly you cycle AI engines to return to options to then scale these options to prospects.
However as soon as AI is being leveraged by shoppers, threat administration “should come first”, in keeping with Pichet Durongkaveroj, Govt Director at Bangkok Financial institution.
Durongkaveroj additionally highlights possession threat assessments from inside a monetary establishment’s AI operations, believing threat and possession administration go hand-in-hand, from the methods groups, to the IT groups, after which the compliance groups.

10:45 – How do stablecoins come out of the “experimentation section”
Stablecoins unsurprisingly has all people speaking about their potential for cross-border remittances and settlement.
Daren Guo, Co-Founding father of Reap, and Paul van Sint Fiet, Head of Cross-Foreign money Options, APAC at J.P. Morgan, have been quizzed on the MoneyPot Stage as to how stablecoins performance can transfer previous the experimentation section, and right into a extra broad mainstream adoption.
Guo admits that they’re “very a lot within the early phases” as stablecoins have arrived throughout a interval of innovation for monetary providers, however believes the underlying infrastructure will energy the subsequent section of finance.
Fiet believes there are nonetheless complexities to deal with when it pertains to multi-currency stablecoin settlements. He acknowledges that this may require much more dialogue round FX charges, coverage tips and way more.
Regardless of this, Fiet supplied a glimpse into the way forward for how stablecoins might be seen within the subsequent 5 years.
Stablecoins built-in within the present stack “would be the final objective”, and we received’t be speaking about stablecoins in 5 years, “we’ll simply be transferring funds” as they energy the underlying infrastructure.
Gou agreed, highlighting that stablecoin infrastructure will grow to be an added layer to current infrastructure to assist capital liquidity efficiencies.

10:15 – Assembly folks the place they’re
Ken Chenis, Govt Architect at IBM Funds Middle, IBM Consulting, tells the viewers that whereas funds are often mentioned when it comes to methods and know-how, the actual influence is on people.
Kenny Stridh, CTO at Ericsson MFS, highlighted Africa for instance, the place telecom networks have enabled monetary inclusion by assembly folks the place they’re, even with out smartphones, displaying how infrastructure can and will adapt to native realities.


9:45 – Stablecoin acceptance arrives within the Philippines through QR codes
Cash.ph yesterday (21 April) introduced the rollout of its QRPh Stablecoin Fee service to assist retailers within the Philippines settle for stablecoin funds to be transformed into Philippine Pesos.
Supported through QRPh, the Philippines’ nationwide QR code normal, prospects pays for items and providers by scanning a QR code. QRPh additionally removes the necessity for retailers to show a number of QR codes for various suppliers.
Cash.ph is aiming to bridge the hole between digital belongings and day by day commerce, with its newest launch appropriate with almost 700,000 QRPh-enabled retailers throughout the Philippines.
For the preliminary rollout, Cash.ph has prioritised the 2 largest stablecoins out there globally; USDT and USDC, with extra tokens slated for integration within the coming months.
Wei Zhou, CEO of Cash.ph., mentioned: “After a protracted however thrilling growth course of, Cash.ph is proud to lastly introduce its QRPh Stablecoin Fee Assist, a brand new expertise that permits eligible customers to finish a QRPh transaction utilizing PHP, supported stablecoins, or a mixture of each inside a single checkout stream.
“We count on this new characteristic to revolutionise how our customers make funds, whether or not it’s for typical espresso runs or for weekend purchasing at massive retail chains. This initiative is a part of Cash’ broader effort to make crypto extra usable in on a regular basis eventualities and to simplify service provider QR transactions for customers who maintain funds throughout completely different asset sorts.”
09:30 – FIS expands PRIME on AWS
FIS confirms it is going to launch its PRIME platform, a part of its Complete Issuing Options, on AWS Asia Pacific (Singapore) by early 2027. That is the corporate’s first main regional growth since finishing its $13.5bn acquisition of World Funds’ Issuer Options enterprise in January 2026.
Chatting with Fee Knowledgeable concerning the information, Andrew Murray, Head of Worldwide Banking & Funds, FIS, says:
“Southeast Asia is likely one of the fastest-growing digital funds markets on the earth, however for a lot of monetary establishments right here, information stays trapped in silos and legacy methods weren’t constructed for what trendy funds demand. With Complete Issuing Options, FIS is unlocking the know-how that helps monetary establishments transfer cash extra seamlessly.
“The platform is confirmed at scale, cloud-powered, and constructed to present issuers a single, linked view of their prospects.”
09:00 – The doorways are open for Day 2
It’s a barely later begin right here at Money20/20 Asia, with the primary panels kicking off at 10:00. This hole within the schedule affords an opportunity to mirror on yesterday’s highlights.
Fee Knowledgeable’s Kieran O’Connor picked out his panel of the day, the place business leaders dug into the hardest challenges of cross‑border funds.
Elsewhere, HSBC spoke of tokenised deposits as “the wave of the long run,” whereas Swift reminded the viewers that current rails “aren’t as dangerous as folks assume.” Ant Digital unveiled its AI Tremendous App blueprint, dLocal launched Stablecoin Full for rising markets, EBANX expanded recurring APMs to 6 new nations, and Trulioo introduced AI‑enabled KYB enhancements.
Day 2 guarantees to be simply as packed, so count on insights from the phases, bulletins from the ground, and a glance behind the scenes at what the Fee Knowledgeable staff is engaged on.
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